Bills Getting Missed
Utilities, insurance premiums, medical invoices, and property costs need consistent oversight before late notices become crises.
Granitefield Financial, LLC
Your Parents' Finances Deserve Professional Oversight.
Bills getting missed. Statements piling up. Suspicious charges going unnoticed. Granitefield Financial handles the daily financial administration so your family doesn't have to — with documented oversight, monthly reporting, and fraud monitoring built in.
AADMM MemberE&O InsuredSmartVault EncryptedRead-Only AccessLocal to Fort Mill
Who We Help
Which situation sounds like yours?
I'm helping an aging parent
Bills are slipping. You're managing from a distance. You need a professional who documents everything and reports to you monthly.
Learn how we helpI've lost my spouse
The finances landed on you overnight. You need someone to organize, pay, reconcile, and keep everything running while you grieve.
Learn how we helpI'm a trustee or executor
Documentation organized for attorney or court review, monthly reconciliation, and defensible recordkeeping — without adding to your workload.
Learn how we help$81.5 BillionElder fraud losses 2024
262,579Mecklenburg 65+ population projected
3 TiersService packages available
5–7 DaysTo full operational status
Bills are piling up. Mail is unopened. And nobody is watching the accounts.
Elder financial exploitation cost American seniors an estimated $81.5 billion in 2024 — the fastest-growing crime category targeting people over 60. But for most families, the crisis starts much earlier: missed payments, duplicate charges, a surviving spouse who has never paid a bill, adult children with no way to know what's happening from a thousand miles away. Granitefield Financial is the team watching the accounts every month. We catch what everyone else misses.
Elder Financial Exploitation
Unauthorized charges, duplicate payments, suspicious transfers, and pressure from others require monthly monitoring and fast reporting.
Surviving Spouses Paralyzed
A spouse who has never handled the household finances may need patient, documented administrative support.
Adult Children Far Away
Families need structured reporting and secure document access when they cannot be present for every bill, statement, or appointment.
Cognitive Decline Goes Undetected
Changes in payment patterns, unopened mail, and unusual transactions can indicate risks that need early communication.
Trustees Need Defensible Records
Trustees, guardians, and fiduciaries need clear documentation that can be reviewed by attorneys, families, and courts.
What We Deliver
Structured financial administration, documented every month.
Granitefield Financial provides the operational layer that keeps household finances organized, visible, secure, and reportable.
Bill Payment Oversight
Systematic management of all recurring and one-time bills. Documented approval workflows with on-time payment verification.
Monthly Account Reconciliation
Structured reconciliation of all bank and credit accounts against statements. Discrepancies and irregular activity identified and reported every month.
Financial Document Organization
Centralized filing of all statements, tax records, insurance policies, and correspondence via encrypted SmartVault portal.
Professional Coordination & Reporting
Monthly financial reports delivered to attorneys, CPAs, and advisors. Documentation organized for attorney or court review for trustees and fiduciaries.
Fraud & Irregularity Monitoring
Ongoing review of every transaction for unauthorized activity, unusual patterns, and elder financial exploitation. Flagged immediately — not at year end.
Fiduciary Work
Granitefield may accept appointments as financial agent under POA, trustee, executor or personal representative, guardian, or conservator when properly authorized and after the engagement is accepted in writing. Granitefield also provides administrative support to family members and professionals already serving in these roles.
For Professionals
A Resource for Your Practice — Not a Replacement for It
Your clients have financial administration needs that fall outside your scope. Bills aren't getting paid. Documents are in shoeboxes. The trustee is reconciling accounts at 11pm. Granitefield handles the financial operations layer — without duplicating your legal, investment, or advisory role.
- Elder law & estate planning attorneys
- Geriatric care managers (ALCA members)
- Financial advisors & CFPs
- Trust officers & fiduciaries
- Home care agencies
What We Provide Every Month
- Structured Monthly Financial Summary Report
- Reconciled account statements
- Fraud monitoring log with immediate flagging
- Bill payment confirmation with documentation trail
- Secure document access through SmartVault portal
Contact Granitefield Directly803-500-4638
Service Packages
Structured Oversight. Scoped in Writing.
Every engagement begins with a written scope of work — no surprises, no hidden fees. Choose the tier that matches your situation, or let us recommend the right fit during a 15-minute call.
Stewardship
Best for: Clients with straightforward financial situations — predictable income, regular bills, family nearby.
Includes:
- Up to 15 recurring bills monitored and coordinated per month
- Monthly account reconciliation (up to 2 accounts)
- Monthly Financial Summary Report via SmartVault
- Fraud and irregularity monitoring with immediate alerts
- Secure document storage — encrypted SmartVault portal
- Email support — responses within 1 business day
- Annual review of subscriptions and recurring bills
Oversight
Best for: Multiple accounts, family out of state, coordination with professional advisors. Most common tier for attorney and care manager referrals.
Includes everything in Stewardship, plus:
- Up to 30 bills monitored and coordinated per month
- Full reconciliation across up to 4 accounts
- Monthly report with income/expense variance analysis
- Quarterly review call with client and/or family
- Cash flow monitoring and budget tracking
- CPA and attorney coordination — secure document sharing
- Proactive fraud monitoring and irregularity reporting
- Priority phone and email — same business day response
Concierge
Best for: Guardianship, conservatorship, court-supervised finances, multiple properties, active estate administration.
Includes everything in Oversight, plus:
- Unlimited bills monitored and coordinated monthly
- Full reconciliation — unlimited accounts
- Monthly Financial Report organized for attorney or court review
- Weekly financial check-in call or written update
- Dedicated coordination with guardian, care manager, estate attorney, CPA
- Crisis response — same-day availability for urgent situations
- Comprehensive onboarding with full account inventory
- Priority direct phone access to Granitefield Financial
- Fiduciary Financial POA Services — acceptance of appointment or administrative support
Add-On Services
Additional scope, approved in writing before work begins.
Financial POA Coordination
KeyReporting formatted for Financial POA holder. Documentation organized for attorney or court review. Direct coordination calls. Immediate notification of irregularities.
Mail Processing & Review
Receipt, review, digital filing. Urgent items flagged within 24 hours.
Additional Account Reconciliation
Beyond package limit.
Fiduciary Work
KeyProfessional fiduciary services — acceptance of appointment or administrative support for trustees, agents under POA, guardians, executors, and conservators. More complex fiduciary engagements may require a separately written scope and fee.
Project / Overage Work
One-time projects, estate organization, court filing support, and special financial administration tasks.
Built for Professionals. Trusted by Families.
AADMM Member
American Association of Daily Money Managers
E&O Insured
Professional Liability Insurance, Dominion Insurance
SmartVault Encrypted Portal
256-bit document security, client-facing access
MFA Enabled
Multi-factor authentication on all client account access
Watch
Support Without Taking Over
See how Granitefield Financial provides professional daily money management that keeps seniors independent, families informed, and professionals supported.
About the Founder
George D. Smith Jr.
Founder & Principal, Granitefield Financial, LLC
George D. Smith Jr. is the founder and principal of Granitefield Financial, LLC, based in Fort Mill, South Carolina. With over a decade of experience in business operations, bookkeeping-focused financial administration, client account oversight, and corporate coordination, George built Granitefield to address a gap he identified clearly: seniors and their families need professional, documented financial administration, and almost no one provides it at a professional-grade level in the Charlotte metro.
- AADMM Member — American Association of Daily Money Managers
- E&O Insurance — Professional Liability, Dominion Insurance (bound 2026)
- SmartVault Encrypted Portal — 256-bit document security
- MFA Enabled — Multi-factor authentication on all access
- ALCA Referral Network — Aging Life Care Association
- NAELA Referral Network — National Academy of Elder Law Attorneys
Serving the Charlotte Metro & Surrounding Communities
Granitefield Financial provides professional daily money management from Fort Mill across nearby NC/SC communities.
Fort Mill, SCRock Hill, SCIndian Land, SCTega Cay, SCLake Wylie, SCCharlotte, NCCornelius, NCDavidson, NCMooresville, NCMatthews, NC
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